Running a business in the automotive sector is a massive commercial grind. Whether you run a general mechanical repair workshop, a boutique vehicle dealership, a 4WD accessory fitment centre, a wholesale car yard, or a retail store selling aftermarket parts, your daily liability exposure is immense.
You are handling high-value assets, coordinating customer test drives, managing dealer plates, installing complex aftermarket accessories, and overseeing busy showrooms or workshop floors.
Yet, traditional retail insurance providers frequently slap generic, highly restrictive exclusions on commercial motor and dealership policies. If you manage a mixed-use dealership and workshop, coordinate test drives on public roads, fit aftermarket suspension, or sell specialized vehicles, standard business insurance often leaves you dangerously exposed when a claim actually lands.
We are here to rewrite the rules, protect your inventory, and safeguard your commercial trade.
We didn’t build another restrictive administrative association. We built the MAA Shop & Dealer Program to act as a direct, high-value business utility for the automotive and dealership industry. Our goal is simple: to help you secure comprehensive, transparent liability, open-road test-drive coverage, and asset protection, all while improving your bottom line.
The MAA Advantage: Unlock Tailored APRA Protection for the Auto Trade
An affordable membership to the MAA unlocks the gate to our Group Insurance Programs (GIPs). By aligning your business with our streamlined WHS safety frameworks and undergoing a quick operational audit, we help you bypass restrictive retail insurance markups and present a clean, low-risk profile directly to A-rated Australian-regulated underwriters.
-
Tailored for Dealerships & Test Drives: Secure robust public liability and motor one/dealer plate coverage that explicitly understands test drives, vehicle transport, wholesale trading, and showroom exposures.
-
Built for Modifications & Accessories: Say goodbye to generic policy exclusions. Secure coverage that explicitly understands aftermarket accessory installation, custom fabrication, performance modifications, and 4WD fitment.
-
Customer & Stock Vehicle Security: Gain complete protection for vehicles in your care, custody, and control—including floor plan stock, customer vehicles under repair, road testing, and transit.
-
Maintain Complete Business Freedom: You keep 100% control over your brand, your inventory, your suppliers, and your profits, completely free from restrictive industry monopolies.
Accommodation Matrix: The Businesses We Shield
Our national safety and risk architecture is built to provide full-spectrum compliance and insurance access for:
-
Licensed Dealerships & Car Yards: Independent dealers, boutique vehicle importers, used car yards, and wholesale traders.
-
Accessory & Fitment Shops: 4WD upgrade centres, suspension specialists, bullbar and canopy installers, and towbar fitters.
-
General Workshops: Mechanical repairers, servicing bays, auto-electricians, and tyre and brake centres.
-
Custom & Detail Studios: Automotive wrap shops, window tinters, ceramic coating specialists, and professional detailers.
The Pathway to Securing Your Automotive Business
We utilize our legally robust Shared Responsibility Model to get your automotive business or dealership compliant and covered efficiently:
-
Business Registration: The business owner, dealer principal, or operating entity joins the MAA network as a dedicated Program Member.
-
Business Nomination: You nominate your commercial dealership, workshop, retail outlet, or fitment centre.
-
WHS & Operational Audit: We review your basic workshop safety guidelines, test-drive protocols, and risk management systems to align your business with high national safety standards.
-
Direct Policy Placement: Once certified, your business is fully cleared to purchase its own individual, full-spectrum policy directly from our licensed partner broker.
Supporting the Grassroots: Our Charitable Mission
We believe in protecting the dealerships and local shops that keep Australia moving. The Motorsport Association Australia (MAA) is proudly a professional division of the COA Housing, Driver and Rider Road Safety Charity.
All program fees are managed within a secure, non-profit structure. 100% of the operational surpluses generated through this division directly support regional Australian families and essential workers experiencing housing distress to secure safe, debt-free, long-term accommodation.
When you secure your business operations with us, you aren't just protecting your commercial livelihood—you are helping to build a solid foundation for those in our communities who need it most.
Take Control of Your Automotive Business Today
Stop letting coverage gaps, restrictive retail exclusions, or premium spikes stall your business. Let's make protecting your dealership or automotive shop simple, safe, and highly profitable.
Motorsport Association Australia proudly operates in partnership with the MAA Driver Safety Charity. Driven by a commitment to make a tangible difference on and off the track, all money raised through this MAA division directly funds grassroots driver education, advanced car control, and life-saving safety training initiatives across Australia. When you work with us, you aren't just protecting your business and securing your drive—you are actively helping to equip drivers with essential road skills and ensuring everyone makes the journey home safely.
