Any form of accommodation rental whether apartment, farm, house, villa, etc. can apply for the COA Accommodation Rental Public Liability Insurance Program. COA acts as a qualifying gatekeeper. Once you affiliate your accommodation rental, it is then eligible to buy its own individual, full-spectrum insurance policy from the COA partner broker. The accommodation rental fills out its own proposal form, detailing its specific assets (building, equipment, contents, etc).
The policy is issued in the accommodation rental's own name, allowing it to operate as an independent legal entity. The resulting policy is a full insurance contract between the accommodation rental and the insurer. The accommodation rental operates independently, but it "unlocks" the specialised, low-cost rate by being a COA affiliate.
The COA Accommodation Rental Membership process is as follows:
1. Apply and pay for COA Shareholder Membership;
2. Once membership is approved we'll send you a link to the COA Accommodation Rental Insurance Proposal Form to complete and submit;
3. Our insurer will get back to you usually within a week or so with an affordable quote.
Need more information, watch the COA Accommodation Rental Insurance Program Video or Contact Us and speak to a friendly, helpful human. The COA Accommodation Rental insurance program can be accessed when you become a COA Shareholder Member and nominate your accommodation rental.
Any form of caravan park whether Traditional, Holiday or Resort, etc. can apply for the COA Caravan Park Public Liability Insurance Program. COA acts as a qualifying gatekeeper. Once you affiliate your caravan park, it is then eligible to buy its own individual, full-spectrum insurance policy from the COA partner broker. The caravan park fills out its own proposal form, detailing its specific assets (cabins, amenities, equipment, etc).
The policy is issued in the caravan parks own name, allowing it to operate as an independent legal entity. The resulting policy is a full insurance contract between the caravan park and the insurer. The caravan park operates independently, but it "unlocks" the specialised, low-cost rate by being a COA affiliate. Any form of caravan park can apply, whether Traditional, Holiday or Resort, etc.
The COA Caravan Park Membership process is as follows:
1. Apply and pay for COA Caravan Park Membership;
2. Once membership is approved we'll send you a link to the COA Caravan Park Insurance Proposal Form to complete and submit;
3. Our insurer will get back to you usually within a week or so with an affordable quote.
The COA Caravan Park insurance program can be accessed when you become a COA Shareholder Member.
By Rod Farrell COA provides an avenue for Australians to pool resources and affordably own a share of the country. We identify and purchase properties for the exclusive and collective use of our members, ensuring that the 'great outdoors' remains accessible for future generations.
The COA Adventure Camp insurance program can be accessed when you become a COA Shareholder Member.
By Rod Farrell Leading paying clients into the rugged Australian wilderness is an incredible commercial venture, but it comes with immense, unpredictable risk. When you are responsible for guiding groups through remote terrain, crossing public and private lands, conducting vehicle recovery demonstrations, or managing remote campsites, your liability profile is massive. Whether you run fully catered 4WD tag-along tours, corporate adventure safaris, or professional off-road driver training schools, keeping your convoy moving relies on rock-solid public liability protection.
Traditional retail insurance providers simply do not understand remote off-road risks. They slam operators with skyrocketing premiums, bury restrictive "remote area" or "mechanical recovery" exclusions in the fine print, or force you into rigid club structures that don't care about your commercial business model.
We are here to clear the administrative roadblocks and secure your operational freedom.
We didn't build another political sporting body. We built the MAA Tour Operator Program to act as a pure, high-velocity business utility for commercial guides and off-road educators. Our goal is straightforward: to protect your business assets, help you deliver unforgettable remote experiences, and maximize your tour company's bottom line.
An affordable membership to the MAA unlocks the gate to our Group Insurance Programs (GIPs). By leveraging the collective buying power of commercial operators across Australia, we professionalize the off-road adventure sector's risk profile.
When your tour business aligns with our national safety templates and undergoes our professional WHS operational audit, you gain direct access to elite, institutional underwriting pipelines that are entirely out of reach through regular retail brokers.
Total Tour Autonomy: The policy is issued directly in your commercial tour or corporate entity's name. You maintain full control over your itineraries, passenger counts, and tour fees—completely free from restrictive sports administrative monopolies.
Plug-and-Play Expedition Frameworks: Gain immediate access to institutional-grade convoy safety manuals, pre-approved tag-along communication protocols, participant liability waivers, and remote incident management templates designed to instantly satisfy strict underwriters.
Verifiable APRA-Regulated Security: No shaky, unrated offshore schemes or complex captive setups. Your tour company secures an authentic Certificate of Currency backed fully by secure, A-rated Australian-regulated corporate insurance capacity.
Real Broker Representation: You gain a direct line to a licensed insurance broker who actively understands 4WD touring, tag-along dynamics, and remote risk management, giving you rapid, specialized support when you're out in the field.
Our national safety and risk architecture is custom-engineered to provide full-spectrum compliance and insurance access for:
4WD Tag-Along Tour Guides: Commercial operators leading customer-driven convoys through outback tracks, national parks, and private properties.
Guided Off-Road Safaris: Tour companies providing their own fleet of vehicles or side-by-sides (SXS/UTVs) for fully guided wilderness expeditions.
Off-Road Driving & Recovery Schools: Professional academies hosting defensive driving courses, 4WD training workshops, and winch/recovery demonstrations.
Inbound Adventure Operators: Commercial tourism businesses incorporating technical off-road driving components into broader Australian travel itineraries.
We utilize our legally robust Shared Responsibility Model to get your tour operation certified and covered efficiently:
Operator Registration: The business owner, lead guide, or corporate entity joins the MAA framework as a dedicated Program Member.
Itinerary & Operation Nomination: You submit your core commercial tour profiles, training curricula, or tag-along operational scopes.
WHS & Route Audit: We perform a streamlined safety check of your convoy management guidelines, recovery protocols, and risk management systems to align your operation with high national standards.
Direct Policy Placement: Once certified, your business is cleared to purchase its individual, full-spectrum, APRA-regulated policy directly through our licensed partner broker.
We believe in maintaining the long-term freedom and affordability of the Australian tourism and off-road guiding industry. The Motorsport Association Australia (MAA) operates as a proud, professional division of the COA Housing, Driver and Rider Road Safety Charity.
All program fees are managed within a secure, non-profit structure. 100% of the operational surpluses generated through this division are instantly deployed by the charity to build debt-free, long-term, affordable accommodation for regional Australian families and essential workers experiencing housing distress.
By securing your tour company with the MAA today, you are protecting your commercial livelihood while directly building a solid foundation for those in our regional communities who need it most.
Don't let insurance gaps or premium spikes halt your expeditions. Let's stabilize your risk, bypass the monopolies, and keep your tours moving safely across the map.
Motorsport Association Australia proudly operates in partnership with the MAA Driver Safety Charity. Driven by a commitment to make a tangible difference on and off the track, all money raised through this MAA division directly funds grassroots driver education, advanced car control, and life-saving safety training initiatives across Australia. When you work with us, you aren't just protecting your business and securing your drive—you are actively helping to equip drivers with essential road skills and ensuring everyone makes the journey home safely.
By Rod Farrell As a commercial event operator/ organiser, your business thrives on delivering spectacular track experiences. Whether you are running a national tarmac rally, a massive drift festival, a karting championship, or a multi-state track day series, managing risk and securing reliable, affordable public liability insurance is the absolute foundation of your commercial success.
For years, securing independent public liability on your own has been virtually impossible or commercially unviable. Traditional retail brokers simply do not understand motorsport risk, leaving your business trapped under restrictive, expensive monopolies.
We are here to step in, save the day, and completely change the direction of this industry.
We didn’t build another restrictive administrative body. We built the MAA for the commercial industry to act as your ultimate business utility. Our goal is simple: to help you protect your assets, foster a powerful community of operators, and—most importantly—improve your bottom line.
An affordable membership to the MAA unlocks the gate, giving you the keys to get your very own policy to run any form of motorsport or recreation activity you want.
By utilizing our formal credentials in WHS Lead Auditing and risk management, we professionalise your business's risk profile. Once your operations are aligned with our streamlined safety standards, we unlock your business’s direct access to elite, APRA-regulated insurance markets that are usually completely out of reach.
Total Commercial Independence: The insurance policy is issued directly in your business's name. You retain full operational control over your track, your brand, and your profits without being forced into restrictive, one-size-fits-all national licensing regimes.
Comprehensive Risk Frameworks: We provide the streamlined, plug-and-play WHS safety manuals, risk assessment templates, and participant liability waivers required to satisfy strict underwriting guidelines.
APRA-Regulated Security: Say goodbye to the vulnerabilities of unrated, offshore insurance schemes. Your protection is transparent, instantly verifiable, and backed by authorised Australian underwriting facilities.
Real Broker Access: You won't deal with a faceless clerk reading from a script. You get to speak directly to a licensed insurance broker who actually understands the commercial reality of your operations.
We utilise our legally robust Shared Responsibility Model to get your business certified and covered efficiently:
Individual Membership: A company director or executive joins the MAA network as a dedicated Program Member.
Business Nomination: You nominate your commercial event operating entity (your business) for participation in the MAA framework.
WHS & Capacity Audit: MAA reviews your event safety plans, track setups, and operational protocols to ensure your business meets our high national safety standards.
Direct Policy Placement: Once certified and cleared of red tape, your business is fully eligible to purchase its own individual, full-spectrum policy directly from our licensed corporate partner broker.
We are an industry association with a charitable heart. The Motorsport Association Australia (MAA) is proudly a division of the COA Housing, Driver and Rider Road Safety Charity.
Every dollar raised through this division directly supports vulnerable Australians facing severe housing distress to secure safe, long-term accommodation. Together, we can take back control of our industry’s future, standardize safety to build thriving motorsport communities, and directly help ease the national housing crisis.
When you work with us, you aren't just protecting your business and securing your track—you are helping to build a foundation for those who need it most.
Don't let insurance hurdles dictate how you run your business. Let's turn things around, stop the bleeding, and build a highly profitable, self-sustaining, and united commercial sector.
Motorsport Association Australia proudly operates in partnership with the MAA Driver Safety Charity. Driven by a commitment to make a tangible difference on and off the track, all money raised through this MAA division directly funds grassroots driver education, advanced car control, and life-saving safety training initiatives across Australia. When you work with us, you aren't just protecting your business and securing your drive—you are actively helping to equip drivers with essential road skills and ensuring everyone makes the journey home safely.
Images on motorsport.asn.au are generated using AI and should be considered general illustrations only. They do not depict real people, properties, or specific locations. Please refer to the text for accurate information regarding MAA and its operations.
Need help? Contact us or chat with the MAA Assistant >
Speak to a friendly, helpful human T: 0475 703 970
Not a member? Sign up and start your MAA journey
