Running a business in the automotive sector is a massive commercial grind. Whether you run a general mechanical repair workshop, a boutique vehicle dealership, a 4WD accessory fitment centre, a wholesale car yard, or a retail store selling aftermarket parts, your daily liability exposure is immense.
You are handling high-value assets, coordinating customer test drives, managing dealer plates, installing complex aftermarket accessories, and overseeing busy showrooms or workshop floors.
Yet, traditional retail insurance providers frequently slap generic, highly restrictive exclusions on commercial motor and dealership policies. If you manage a mixed-use dealership and workshop, coordinate test drives on public roads, fit aftermarket suspension, or sell specialized vehicles, standard business insurance often leaves you dangerously exposed when a claim actually lands.
We are here to rewrite the rules, protect your inventory, and safeguard your commercial trade.
We didn’t build another restrictive administrative association. We built the MAA Shop & Dealer Program to act as a direct, high-value business utility for the automotive and dealership industry. Our goal is simple: to help you secure comprehensive, transparent liability, open-road test-drive coverage, and asset protection, all while improving your bottom line.
An affordable membership to the MAA unlocks the gate to our Group Insurance Programs (GIPs). By aligning your business with our streamlined WHS safety frameworks and undergoing a quick operational audit, we help you bypass restrictive retail insurance markups and present a clean, low-risk profile directly to A-rated Australian-regulated underwriters.
Tailored for Dealerships & Test Drives: Secure robust public liability and motor one/dealer plate coverage that explicitly understands test drives, vehicle transport, wholesale trading, and showroom exposures.
Built for Modifications & Accessories: Say goodbye to generic policy exclusions. Secure coverage that explicitly understands aftermarket accessory installation, custom fabrication, performance modifications, and 4WD fitment.
Customer & Stock Vehicle Security: Gain complete protection for vehicles in your care, custody, and control—including floor plan stock, customer vehicles under repair, road testing, and transit.
Maintain Complete Business Freedom: You keep 100% control over your brand, your inventory, your suppliers, and your profits, completely free from restrictive industry monopolies.
Our national safety and risk architecture is built to provide full-spectrum compliance and insurance access for:
Licensed Dealerships & Car Yards: Independent dealers, boutique vehicle importers, used car yards, and wholesale traders.
Accessory & Fitment Shops: 4WD upgrade centres, suspension specialists, bullbar and canopy installers, and towbar fitters.
General Workshops: Mechanical repairers, servicing bays, auto-electricians, and tyre and brake centres.
Custom & Detail Studios: Automotive wrap shops, window tinters, ceramic coating specialists, and professional detailers.
We utilize our legally robust Shared Responsibility Model to get your automotive business or dealership compliant and covered efficiently:
Business Registration: The business owner, dealer principal, or operating entity joins the MAA network as a dedicated Program Member.
Business Nomination: You nominate your commercial dealership, workshop, retail outlet, or fitment centre.
WHS & Operational Audit: We review your basic workshop safety guidelines, test-drive protocols, and risk management systems to align your business with high national safety standards.
Direct Policy Placement: Once certified, your business is fully cleared to purchase its own individual, full-spectrum policy directly from our licensed partner broker.
We believe in protecting the dealerships and local shops that keep Australia moving. The Motorsport Association Australia (MAA) is proudly a professional division of the COA Housing, Driver and Rider Road Safety Charity.
All program fees are managed within a secure, non-profit structure. 100% of the operational surpluses generated through this division directly support regional Australian families and essential workers experiencing housing distress to secure safe, debt-free, long-term accommodation.
When you secure your business operations with us, you aren't just protecting your commercial livelihood—you are helping to build a solid foundation for those in our communities who need it most.
Stop letting coverage gaps, restrictive retail exclusions, or premium spikes stall your business. Let's make protecting your dealership or automotive shop simple, safe, and highly profitable.
Motorsport Association Australia proudly operates in partnership with the MAA Driver Safety Charity. Driven by a commitment to make a tangible difference on and off the track, all money raised through this MAA division directly funds grassroots driver education, advanced car control, and life-saving safety training initiatives across Australia. When you work with us, you aren't just protecting your business and securing your drive—you are actively helping to equip drivers with essential road skills and ensuring everyone makes the journey home safely.
Operating a motorsport facility, private off-road park, or sealed circuit is a massive commercial undertaking. Landowners, track managers, and facility promoters carry the ultimate liability burden. Whether your facility hosts high-speed drift track days, competitive circuit racing, drag-strip test-and-tunes, or technical UTV/4WD wilderness tracks, your entire business relies on rock-solid, comprehensive public liability protection.
Yet, traditional retail insurance providers simply do not comprehend the realities of closed-course and off-road risks. This leaves venues exposed to astronomical premium spikes, massive coverage gaps, or trapped inside rigid, bureaucratic sports administrative regimes that limit your track schedule and hurt your revenue.
We are here to clear the red tape, secure your perimeter, and safeguard your commercial viability.
We didn’t build another sports political committee. We built the MAA for commercial facility owners to act as a high-velocity business utility. Our goal is simple: to protect your physical assets, help you scale a thriving track community, and maximize your venue’s bottom line.
An affordable membership to the MAA unlocks the gate to our Group Insurance Programs (GIPs). By leveraging the collective buying power of venues across Australia, we professionalize the commercial sector's risk profile.
When your park or circuit aligns with our streamlined national safety guidelines and undergoes our professional WHS capacity audit, you gain direct access to elite, institutional underwriting pipelines that are completely out of reach through regular retail avenues.
Total Operational Independence: The policy is issued directly in your commercial facility or venue entity's name. You maintain full control over your track schedule, your brand, and your profits—completely bypassing restrictive, monopoly licensing regimes.
Plug-and-Play Venue Frameworks: Gain immediate access to institutional-grade track safety manuals, pre-approved off-road park guidelines, participant liability waivers, and incident management templates designed to instantly satisfy strict underwriters.
Verifiable APRA-Regulated Security: Say goodbye to shaky, unrated offshore schemes or complex captive setups. Your facility secures an authentic Certificate of Currency backed fully by secure, A-rated Australian-regulated corporate insurance capacity.
Real Broker Representation: You gain a direct line to a licensed insurance broker who actively understands racetrack operations, giving you professional risk advice when you need it and rapid, specialized claims handling.
Our national safety architecture is custom-engineered to provide full-spectrum compliance and insurance access for:
Sealed Circuits & Race Tracks: Permanent asphalt tracks, supersprint venues, and testing facilities.
Drift Tracks & Drag Strips: Dedicated high-impact zones, skid pans, and acceleration loops.
Private Recreation Parks: Dedicated 4WD adventure properties, commercial trail parks, and SXS/UTV recreational venues.
Testing & Media Facilities: Private manufacturer proving grounds, automotive academy tracks, and media launch venues.
We utilize our legally robust Shared Responsibility Model to get your facility certified and covered efficiently:
Venue Registration: The facility owner, director, or operating entity joins the MAA framework as a dedicated Program Member.
Facility Nomination: You nominate your commercial track, park, or venue for integration into the MAA framework.
WHS & Capacity Audit: Using our formal technical risk credentials, we perform a mandatory venue capacity safety check to clear out administrative red tape and align your operation with national standards.
Direct Policy Placement: Once certified, your venue entity is cleared to purchase its individual, full-spectrum, APRA-regulated policy directly through our licensed partner broker.
We believe in maintaining the long-term affordability and freedom of Australian motorsport infrastructure. The Motorsport Association Australia (MAA) operates as a proud, professional division of the COA Housing, Driver and Rider Road Safety Charity.
All program fees are managed within a secure, non-profit structure. 100% of the operational surpluses generated through this division are instantly deployed by the charity to build debt-free, long-term, affordable accommodation for regional Australian families and essential workers experiencing housing distress.
By securing your track or off-road park with the MAA today, you are protecting your commercial livelihood while directly building a solid foundation for those in our communities who need it most.
Don't let insurance hurdles threaten your gates. Let's stabilize your risk, stop the bleeding, and build a highly profitable, self-sustaining venue ecosystem.
Motorsport Association Australia proudly operates in partnership with the MAA Driver Safety Charity. Driven by a commitment to make a tangible difference on and off the track, all money raised through this MAA division directly funds grassroots driver education, advanced car control, and life-saving safety training initiatives across Australia. When you work with us, you aren't just protecting your business and securing your drive—you are actively helping to equip drivers with essential road skills and ensuring everyone makes the journey home safely.
Every track operator in the country shares the exact same midnight nightmare: locking the front gate on Sunday afternoon, knowing the facility is totally unprotected until the next weekend.
Remote circuits and facility tracks are prime targets for vandalism, stolen machinery, copper theft, and unregistered yahoos tearing up your freshly prepped surface on a Tuesday afternoon. Having a 24/7 live-in caretaker is the ultimate solution, but no grassroots organization or independent promoter can afford to pay a full-time security wage.
Through our direct partnership with the COA Housing Charity, the MAA has completely solved this. We supply the off-grid infrastructure, we deploy the caretaker, and we secure your track—at zero cost to your organization.
The MAA has successfully merged facility security compliance with institutional crisis housing. Here is how we turn your vulnerable venue into a 24/7 monitored fortress:
We bypass the red tape and long delays of local council residential zoning by deploying a premium, transportable, off-grid Gervale cabin asset directly onto your property. Legally classified as a "Temporary First Aid & Track Security Outpost," this unit requires zero council civil connection. It is entirely self-sufficient, featuring heavy-duty solar arrays and rainwater harvesting systems.
The COA Housing Charity holds a national registry of vetted, displaced Australian families—including retirees, military veterans, and skilled tradespeople—who have been squeezed out of the predatory retail rental market. We place a carefully selected family into the Security Outpost to live rent-free. In exchange for dignified housing, they become the permanent eyes and ears of your facility.
We do not put our caretakers in harm's way. Our residents operate under a strict Zero Physical Confrontation Mandate. Instead, the Outpost serves as the venue’s central nervous system. Equipped with off-grid Starlink internet, the caretaker manages your facility safely behind a locked door:
Remote Access Gates: Managing legitimate weekday access for maintenance contractors or emergency services.
Smart CCTV & Two-Way Audio: If a trespasser cuts the perimeter fence, the caretaker instantly triggers massive LED staging floodlights and issues a clear police-warning broadcast over a loudspeaker directly from their system interface.
For the Track Promoter & Club: You get a premium off-grid security infrastructure asset dropped onto your site, complete with a 24/7 permanent monitor to protect your machinery, track surface, and facility assets. Your APRA insurance underwriters will love it, your local council will applaud the facility upgrade, and it costs your track absolutely nothing.
For the Community: A family in severe housing distress gets a safe, permanent, and highly dignified home where they can rebuild their lives while actively giving back to the protection of Australian sport.
Stop leaving your facility to the mercy of vandals and thieves. Protect your track, secure your assets, and house an everyday Australian family.
[ BUTTON: APPLY FOR A TRACK SECURITY OUTPOST ]
Racing for a Reason: MAA proudly operates in partnership with the MAA Driver Safety Charity. Driven by a commitment to make a tangible difference on and off the track, all money raised through this MAA division directly funds grassroots driver education, advanced car control, and life-saving safety training initiatives across Australia. When you work with us, you aren't just protecting your business and securing your drive—you are actively helping to equip drivers with essential road skills and ensuring everyone makes the journey home safely.
In the commercial automotive sector, securing high-limit public liability insurance isn't about sporting politics or club rulebooks—it is about underwriting compliance.
Standard retail insurance companies often turn away from track days, dealer cruises, and tuning workshops because they lack a standardized risk framework.
Motorsport Association does not sell insurance. We provide the safety and WHS shield.
By adopting our professional, accredited safety templates, your business demonstrates to elite underwriters that your operations are structured, risk-mitigated, and professionally managed. This compliance directly unlocks your eligibility to secure a dedicated, independent policy.
We have streamlined the path to securing bulletproof, institutional-grade liability protection into three clear steps:
[1. Join the Association] ➔ [2. Adopt WHS Framework] ➔ [3. Unlock Partner Broker Placement]
To maintain strict non-profit compliance, business owners first join the Motorsport Association as a Program Member. All membership registrations and fee processing are managed securely through our centralized parent portal at COA.charity.
Upon joining, you nominate your commercial business (Pty Ltd, Sole Trader, etc.) and adopt our specialized WHS Safety Templates. Our risk management manuals are built to professional standards, giving you the structured paperwork required by elite underwriters.
Once your compliance is audited and accredited by the Association, your business satisfies the safety prerequisites. You are granted direct eligibility to access our specialist partner brokers to place your own, individual, APRA-regulated insurance policy.
We have built a direct bridge between commercial automotive operators and the specialized insurance markets that actually understand high-performance risk.
Our Broker Partner: OTTA Insurance
We partner directly with the specialist brokers at OTTA Insurance (OTTA Insurance Pty Ltd | ABN 15 680 819 014 | CAR 1314787). They understand high-performance automotive risks and actively trust the Motorsport Association's Accredited Safety Framework.
The Licensing: Regis Licensing
OTTA Insurance operates as a Corporate Authorised Representative under Regis Licensing Pty Ltd (ABN 71 130 820 727 | AFSL 338156).
The Underwriters: Criterion Underwriting
Through the broader financial infrastructure of the Regis Group, our partners utilize Criterion Underwriting—specialists in complex, high-stakes, and hard-to-place commercial risks. They don't look at a skid pan or off-road course and panic; they look at your accredited safety manuals and write a policy designed for real-world business.
By leveraging the Motorsport Association framework and our partner broker, your business secures an independent asset rather than a shared compromise:
| Feature | What It Means for Your Business |
| 100% APRA-Regulated | Your policy is backed entirely by secure, domestic, Australian-regulated capacity. No offshore shell games—just A-rated local security. |
| Individual Policy Limits | You do not share a "national aggregate pool" with hundreds of other clubs. Your policy limits belong strictly and exclusively to your business. |
| Optional Participant Cover | We help you secure dedicated, optional Participant Cover to protect drivers and riders, filling the massive liability gaps left by standard corporate policies. |
| Council Lease Compliance | Our broker pathway delivers official, underwriter-backed Certificates of Currency (COC) to satisfy local council lease requirements and land agreements instantly. |
To bring total transparency and integrity back to the industry, Motorsport Association operates as a proud, registered division of COA Housing Charity Ltd (COA.charity).
Every single dollar from your flat $395 annual compliance membership goes straight into our secure non-profit tax shield. 100% of the operational surplus is deployed directly by the charity to build debt-free, affordable green housing for regional Australian families doing it tough.
By protecting your business liability today, you are actively helping to build a roof over the heads of everyday Aussies who need it most.
[ CONTACT OUR COMPLIANCE TEAM ]
[ CONNECT WITH OTTA INSURANCE BROKERS ]
For decades, legacy governing bodies have pulled off one of the greatest shakedowns in Australian motorsport: the national race licence.
Before you even load your car onto the trailer or open your toolbox, they force you to hand over hundreds of dollars for a plastic card just for the "privilege" of lining up at your local track.
Where does that money actually go? It doesn't go to the bloke operating the grader on a Friday night. It doesn't buy fuel for the track prep equipment. It disappears entirely into the Ivory Tower to fund corporate boardrooms, executive salaries, and administrative bloat thousands of miles away from the actual racing.
It is a scam. And under the Motorsport Association Australia (MAA) banner, we are cutting the head off the snake.
The MAA does not sell national race licences. We do not believe you should have to pay an ongoing corporate tax just to race a car in this country.
Under our framework, the local track is the absolute sovereign authority. You don't need permission from a national bureaucracy to go racing, and you certainly don't need to fund their corporate lifestyles.
When you compete at an MAA-Accredited track, the system is simple, honest, and entirely local.
We believe that the money generated by the track must stay in the track. Here is exactly what happens when a venue breaks away from the old cartel and adopts the MAA framework:
No Annual Licence Fees: Drivers and crews do not buy an annual MAA licence. You simply pay your entry fee directly to the local track on race day.
100% Stays Local: Every single dollar from gate takings, entry fees, pit passes, and canteen sales stays directly with the local track's Management Company or NFP structure. The MAA does not take a percentage cut of your entries.
Funding the Facility, Not the Bureaucrats: Because the money stays inside the local club kitty, track operators finally have the liquid capital to pay for track maintenance, upgrade safety barriers, hire top-tier medical crews, and build better, faster, safer circuits.
You stop bleeding cash before you even arrive at the paddock. Racing becomes affordable again, and you know with absolute certainty that the hard-earned money you hand over at the sign-on shed is going directly toward making your local facility better, safer, and more competitive.
You finally get to keep the revenue your asset generates. You are no longer acting as an unpaid tax collector for a distant governing body. You run your business, you manage your risk under our master safety shield, and you keep the profits to reinvest in your own infrastructure.
Support independent tracks, keep your money local, and put the power back into the hands of the people who actually build Australian motorsport.
Racing for a Reason: MAA proudly operates in partnership with the MAA Driver Safety Charity. Driven by a commitment to make a tangible difference on and off the track, all money raised through this MAA division directly funds grassroots driver education, advanced car control, and life-saving safety training initiatives across Australia. When you work with us, you aren't just protecting your business and securing your drive—you are actively helping to equip drivers with essential road skills and ensuring everyone makes the journey home safely.
Images on motorsport.asn.au are generated using AI and should be considered general illustrations only. They do not depict real people, properties, or specific locations. Please refer to the text for accurate information regarding MAA and its operations.
Need help? Contact us or chat with the MAA Assistant >
Speak to a friendly, helpful human T: 0475 703 970
Not a member? Sign up and start your MAA journey
